I just getting ready to write the checks for my car insurance and there was an important message along with my bill...
Dear valued customer, you know you're in trouble when they start out like that
Most insurers doing business in Oregon participated in the Oregon insurance guarantee Association (OIGA).in the event an insurer fails, the association settles unpaid claims on behalf of consumers. Oregon law requires that policies be surcharged directly to recover the cost of handling those claims. If your policy is surcharge, the term "OIGA recoupment fee" along with the indicated dollar amount will be displayed with the statement of your surcharge.
In my case, it is an extra $3.50
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